Leaving the country with unpaid debt

[rlr]

Hello.. I need some opinion.. I have outstanding loan in Dubai, i don't have any bad credit and i am paying monthly on time. Now I planning to move in Qatar, but i heard and i read that immigration here in dubai will not allow me to pass or out the country if my visa already cancelled, I am planning to go first to qatar by tourist visa then is it possible to send my passport thru courier here in dubai for my visa cancellation while i'm there in qatar? about my loan no worries because i will still pay on monthly.

Thanks in advance..

[Dontyouworry]

Originally Posted by rlr

Hello.. I need some opinion.. I have outstanding loan in Dubai, i don't have any bad credit and i am paying monthly on time. Now I planning to move in Qatar, but i heard and i read that immigration here in dubai will not allow me to pass or out the country if my visa already cancelled, I am planning to go first to qatar by tourist visa then is it possible to send my passport thru courier here in dubai for my visa cancellation while i'm there in qatar? about my loan no worries because i will still pay on monthly.

Thanks in advance..

Do not do all such funny stuff, you can of course cancel visa and then fly out of the country. Just make sure you have not defaulted on your liability when you are flying out and thats it, you wont find any hindrance.

Originally Posted by rlr

Hello.. I need some opinion.. I have outstanding loan in Dubai, i don't have any bad credit and i am paying monthly on time. Now I planning to move in Qatar, but i heard and i read that immigration here in dubai will not allow me to pass or out the country if my visa already cancelled, I am planning to go first to qatar by tourist visa then is it possible to send my passport thru courier here in dubai for my visa cancellation while i'm there in qatar? about my loan no worries because i will still pay on monthly.

Thanks in advance..

if your loan and salary ac same bank then after resign your end of service money will be freezed by the bank, but still you can fly empty handed,

[Dontyouworry]

Electronic Bail Instead of Passport in Dubai

Gulf News-Dubai: A newly launched smart initiative by Dubai Police in Jabel Ali Police Station enables the suspects involved in certain misdemeanors to keep their passports in their control and not have them seized by prosecutors.

Suspects, who involve in particular offenses, can start obtaining an electronic bail without having to keep their passports or those of their guarantors in the possession of the Dubai Public Prosecution as per the ‘Smart Bail’ initiative, Prosecutor General Ali Humaid Bin Khatem told Gulf News on Monday.

Offense cases

The service applies on suspects involved in misdemeanor cases of crimes such as bounce cheques, cursing/insulting, breach of trust, drinking alcohol, assault and petit embezzlement and thefts and other minor offences.

As per the smart bail, the suspects will not be asked to give up their passport but they will not be allowed to leave the UAE. This initiative acts as an ‘electronic guarantee’ that the suspect attends the prosecution’s investigation or the trial.
__________________
UAE Debt Solutions

[Dontyouworry]

Abu Dhabi launches 'one-day judicial system' for
minor cases


A new one-day court initiative launched in Abu Dhabi on Sunday to speed up the judicial process and ensure straightforward cases are dealt with as quickly as possible.
The one-day court began as a pilot last April and has already ruled on 2,443 criminal and misdemeanor cases, 65 labour cases and 205 civil and personal disputes.
A specialised judge in each Abu Dhabi court will now receive one-day court cases allocated by the public prosecution. In Al Ain and the Western Region, all judges are able to rule on cases that have been classified as one-day court material during regular hearings.
Eligible cases range from tourist offences to cross dressing, fights and civil disputes to traffic offences. It was also cover inheritance, delivering a child to his or her custodian, lifting a travel ban, municipality offences, immigration violations, bounced cheques and illegal alcohol consumption and possession.
Head of judicial inspection at the Abu Dhabi Judicial Department, Ali Al Shaer, said the trial period allowed the department to test the efficiency of the project and refine the rules.

A major challenge, he said, was with civil cases because they cannot be processed until the other side has been served, or notified.
"Once he or she is served, even if they don't attend we can proceed with the case. But if they have not been served, the ruling would be invalid."
Mohammed Al Shibli, head of the prosecutions department at ADJD, said it is essential that the judicial process for certain types of cases is sped up and hence that they are referred to the one-day court.
An important example, he said, is for cases involving tourists: "The tourist stays in the country for a limited period of time, and therefore it is important to resolve their cases quickly."
The new one-day court also aims to reduce the effort and money spent on imprisoning defendants in straightforward cases – cases where all the necessary factors, evidence and details are ready to be presented and that don't require further investigations or expert reports.
"Imprisoning defendants in such cases for a long time [while they await trial] is an unnecessary financial and security burden," Mr Al Shibli said.

ADJD, said labour courts heard 9,828 minor cases – claims for amounts that are less than Dh500,000 – last year. This year, he expects between 2,000 and 3,000 of them to be heard at the one-day court.
The ADJD initiative follows a similar move by RAK courts last February, which introduced the country’s first one-day courts handling civil and commercial cases that involve claims of up to Dh20,000.
Dubai courts followed a month later by introducing the one-day misdemeanor court, with one judge settling 6,000 cases in just over seven weeks.
Mr Al Shibli said Abu Dhabi's initiative is, however, more inclusive because it is in the form of a “one-day judicial system” and is not limited to specific courts or cases.

[Immtti]

Originally Posted by Dontyouworry

For defaulters who are worried about getting the mandatory “GOOD CONDUCT CERTIFICATE”

With regard to dud cheque cases, Lt. Col. Rashid bin Zabawi Al Falasi, director of the criminal investigation department (CID) of the Dubai Police, said that the person involved in the case can give a good conduct certificate after the settlement of the case. Dud cheque crimes are not considered as a serious classified crime, good conduct certificate will be issued also if the defaulter having a case has not closed the case, yet he/she provides a proof of coming across a job offer, can also apply for the same and will be considered. People who commit certain crimes will not be given good conduct certificates including involvement in murder, rape, drugs and other crimes, which are classified as serious.

Hi
I'm in the same situation, got a loan back in 2016 check amount is 300k however i got something aroung 240k and paid bck around 75k, i lost the job and left to UK here they need PCC, could i apply for PCC under the circumstances you mentioned above, actually I had applied for work permit but still I'm jobless and no way to settle the loan at the moment.
Please advise
Regards

[Dontyouworry]

Originally Posted by Immtti

Hi
I'm in the same situation, got a loan back in 2016 check amount is 300k however i got something aroung 240k and paid bck around 75k, i lost the job and left to UK here they need PCC, could i apply for PCC under the circumstances you mentioned above, actually I had applied for work permit but still I'm jobless and no way to settle the loan at the moment.
Please advise
Regards

You can apply for a PCC and being outside the country only if there is no case filed on you, will the PCC be issued. If at all you have a case and you still require a PCC without paying the whole outstanding because of your financial situation then you need to check and open the case through a lawyer and then get a judgment for the case, if fine is issued as judgement then you should pay the fine to close the case and after which you can apply for the PCC.

[Immtti]

Originally Posted by Dontyouworry

You can apply for a PCC and being outside the country only if there is no case filed on you, will the PCC be issued. If at all you have a case and you still require a PCC without paying the whole outstanding because of your financial situation then you need to check and open the case through a lawyer and then get a judgment for the case, if fine is issued as judgement then you should pay the fine to close the case and after which you can apply for the PCC.

Thank you so much for your reply
Actually the case is filed, but if the chq amount is above 200k then there would be fine and sentence, now about fine I'm certain and can be paid even online now a days but what about sentence, how could it be waived or converted into fine, i was reading one of your post that even in chq bounce cases PCC would be issued if you provide proof of employment, wonfer to know if i show them UK job offer even then could i be issued PCC ?
Kindly advise
Regards

[Dontyouworry]

Originally Posted by Immtti

Thank you so much for your reply
Actually the case is filed, but if the chq amount is above 200k then there would be fine and sentence, now about fine I'm certain and can be paid even online now a days but what about sentence, how could it be waived or converted into fine, i was reading one of your post that even in chq bounce cases PCC would be issued if you provide proof of employment, wonfer to know if i show them UK job offer even then could i be issued PCC ?
Kindly advise
Regards

Try to find out at first instance without delaying what exactly is the judgement issued in your absence to the court hearing, if a fine is issued then well and good or a sentence then you need to hire a lawyer, make an appeal to convert the sentence into a fine.

You can avail a PCC by showing job offers only if you are in the UAE and only if the offer is from the UAE.

[Immtti]

Originally Posted by Dontyouworry

Try to find out at first instance without delaying what exactly is the judgement issued in your absence to the court hearing, if a fine is issued then well and good or a sentence then you need to hire a lawyer, make an appeal to convert the sentence into a fine.

You can avail a PCC by showing job offers only if you are in the UAE and only if the offer is from the UAE.

Fair enough, indeed very useful info you have given.
Moreover, since I'm outside of UAE for around a year just need to know the bar of chq amount 200k or below for fine is still the same or its been increased, as i read somewhere that its been increased upto 500k ? And last but not the least if civil case is filed by bank but criminal case like chq bounce case is over by paying fine still we can apply PCC?
Thank you so much gor your assistance
Regards