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Old 04-12-2016, 12:43 PM   #1
Chr1s
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Default Unpaid bank loan and credit card debt in Singapore

Hi Sir,

Need your kind advise on my problem. I used to work in Singapore for a global company and was stationed there from 2010 to early 2014. The company had a mass lay-off of foreign employees and I was one of those that unfortunately lost their job back in early 2014. I stayed in Singapore for 2 months applying for a new job but didn't get any. As I am a foreigner, and with no means to support myself due to being unemployed I had to leave Singapore after my temporary pass expired and head back to my home country. Before the end of 2014 I received emails from what I believed are collection agencies as I had unpaid bank loan and credit card debt around SGD10K. I believe the amount is much more than that now since I wasn't able to pay. I informed the collection agencies that I am out of luck and unemployed and even if I have some money I still won't be able to pay the high amount of money they're asking. The depression took a toll on me. It took some time but now I finally got a job here in my home country and it is related to Sales. My problem is that my boss wanted me to travel to Singapore to meet a client of the company. I am not sure of the legal or criminal laws in Singapore and would like to inquire if I will get arrested and jailed upon entry in Singapore immigration entry due to unpaid loan and credit card debt? I am the only one working and supporting my family and I still have kids that go to school.
I'd really appreciate your advise on this matter, Sir.

Thank you very much.
Chris
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Old 04-12-2016, 07:51 PM   #2
AFFA
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Default Re: Unpaid bank loan and credit card debt in Singapore

I wish to inform you that if you left Singapore with a debt of SGD 10,000 the creditors may get you declared bankrupt. As a bankrupt, it may be difficult to get a job, you may be fined or even put in jail by the Official Assignee.

AFF
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Old 04-12-2016, 11:45 PM   #3
Chr1s
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Originally Posted by AFFA View Post
I wish to inform you that if you left Singapore with a debt of SGD 10,000 the creditors may get you declared bankrupt. As a bankrupt, it may be difficult to get a job, you may be fined or even put in jail by the Official Assignee.

AFF
Hi,

Thank you for your advise and reply, I appreciate it.
Please know that I am not applying for a job in Singapore.
I currently have a job in Sales here in my home country.
My problem is that my boss wanted me to travel to Singapore to meet a client. Basically I will enter Singapore as visiting foreigner to attend a business meeting. I do not know if unpaid credit card debt in Singapore is a criminal or civil case. My worry is that upon entry in Singapore immigration that the officers at the airport will put me in a holding cell and eventually put me to jail due to my old unpaid credit card debt in Singapore.
Had there been case where a foreign traveler is held at the airport and eventually jailed due to card debt in Singapore? I would really appreciate any advise or info you share.

Thank you, Sir.

Chris
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Old 06-15-2016, 11:36 PM   #4
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Default Re: Unpaid bank loan and credit card debt in Singapore

hi sir, may i know any update from you? we both have the same case
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Old 06-23-2016, 09:19 AM   #5
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Smile Re: Unpaid bank loan and credit card debt in Singapore

Aspire financial credit union helped to me get out my debt by giving correct financial vices, If your are from USA please contact them, hope they can help you
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Old 01-24-2017, 11:47 AM   #6
astroboy
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Default Re: Unpaid bank loan and credit card debt in Singapore

Hello Chr1s,

I have the same case. Were you able to visit Singapore? Any problem with immigration?

Thanks.
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Old 01-25-2017, 12:24 AM   #7
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Default Re: Unpaid bank loan and credit card debt in Singapore

Quote:
Originally Posted by Unregistered View Post
hi sir, may i know any update from you? we both have the same case
hello.. were you able to visit singapore? was there any problem?
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Old 01-25-2017, 05:38 AM   #8
Wenton2
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Quote:
Originally Posted by AFFA View Post
I wish to inform you that if you left Singapore with a debt of SGD 10,000 the creditors may get you declared bankrupt. As a bankrupt, it may be difficult to get a job, you may be fined or even put in jail by the Official Assignee.

AFF
All of that of course takes a bit of time as well and court proceedings.
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Old 04-18-2017, 11:22 AM   #9
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Default Re: Unpaid bank loan and credit card debt in Singapore

Any update on this thread? How did your experience went after coming back to SG?
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Old 05-17-2017, 04:36 AM   #10
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Default Re: Unpaid bank loan and credit card debt in Singapore

Hi Chris ,

Were you able to enter SG immigration??
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