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Old 07-23-2018, 03:29 AM   #1
cvargas111
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Default Cashwagon Philippines loan harassment via text

I have a outstanding loan to said online lender. However I am facing financial difficulty right now rendering me unable to pay off said loan on time. Now I just have received a threat from "sheriff department". Tried calling the said lender's office # but it never is reachable. I do have intents to pay it off but not be harassed and threatened. Pls advise.
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Old 07-23-2018, 09:32 AM   #2
Lexus
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Default Re: Cashwagon Philippines loan harassment via text

In this regard you can send a registered notice to the lender regarding your repayment options and you can use it as an evidence to convince the sheriff department that you have communicated the lender.
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Old 07-23-2018, 09:34 PM   #3
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Default Re: Cashwagon Philippines loan harassment via text

I wish to inform you that with the enactment of Republic Act No. 10870, or the Philippine Credit Card Industry Regulation Law it will have jurisdiction in the matter. The law states that “a credit card issuer or collection agent shall not harass, abuse or oppress any person or engage in any unfair practices, as may be defined by BSP rules and regulations, in connection with the collection of any credit card debt.” You may contact an attorney and seek further guidance in the matter.

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Old 08-10-2018, 04:59 AM   #4
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Default Re: Cashwagon Philippines loan harassment via text

I urge everyone who are having trouble with unfair collection practices from collection agencies to send an email or call the SEC to file a complaint:

Contact Person: Assistant Director Rachel Esther J. Gumtang-Remalante

Mailing Address:
Corporate Governance and Finance Department
3F PICC Secretariat Building
1307 PASAY CITY

E-mail: rejremalante@sec.gov.ph
Telephone No : (02) 818-7264; 818-5950; 818-5476; and 818-9227

If enough people send a complaint, I think these practices will be dealt with by the proper authorities. Do it now.
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Old 08-10-2018, 05:00 AM   #5
Lawful
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Default Re: Cashwagon Philippines loan harassment via text

Also send a complaint about the collection policies of Doctor Cash, Cashwagon and other online loaning facilities to the Financial Consumer Protection Department of the BSP here:

consumeraffairs@bsp.gov.ph

They will facilitate a discussion between us and the senior management of the online loaning facilities involved.

I already sent an email and they replied na kokontakin daw nila yung senior management of CashWagon para makipagusap sa akin na copy furnished ang BSP to resolve this problem.
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Old 09-24-2018, 10:28 PM   #6
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Originally Posted by Lawful View Post
Also send a complaint about the collection policies of Doctor Cash, Cashwagon and other online loaning facilities to the Financial Consumer Protection Department of the BSP here:

consumeraffairs@bsp.gov.ph

They will facilitate a discussion between us and the senior management of the online loaning facilities involved.

I already sent an email and they replied na kokontakin daw nila yung senior management of CashWagon para makipagusap sa akin na copy furnished ang BSP to resolve this problem.

Hi. How did it go?
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