Legal Junkies Forums

#1 Community for Legal Questions and Answers

 
Go Back   Legal Junkies Forums > REAL ESTATE and PROPERTY LAW > Buying and Selling Property > Mortgages, Refinancing, Foreclosure

Register FAQ Tags Members List Social Groups Search Today's Posts Mark Forums Read Layout

Notices


Reply

 

Thread Tools Search this Thread Rate Thread Display Modes
Old 02-19-2010, 12:35 AM   #1
Unregistered
Guest
 
Posts: n/a
Default Is Witness signature required in mortgage documents by NJ law

Are mortgage documents required to be signed by witnesses by NJ law? Or is a notary sufficient?
  Reply With Quote


Did you find this post helpful? Yes | No
Old 02-19-2010, 02:22 PM   #2
AFFA
Top Level Member
 
AFFA's Avatar
 
Join Date: Dec 2009
Posts: 22,941
Default Re: Is Witness signature required in mortgage documents by NJ law

I wish to inform you that it is a common practice to have a witness to the mortgage document. This serves the purpose to prove the mortgage terms. In this when the documents are signed by notary public it serves the purpose as he is acting as a witness to the agreement. Hence, notary public is sufficient.

AFF
AFFA is offline   Reply With Quote


Did you find this post helpful? Yes | No
Old 02-22-2010, 04:47 AM   #3
Unregistered
Guest
 
Posts: n/a
Default Re: Is Witness signature required in mortgage documents by NJ law

To correct the last poster's misinformation, a witness and a notary are two entirely different things.

A witness is one who can attest that you signed certain documents, were in complete control of your faculties, did not sign under duress, and knew what was contained in the documents.

A notary merely acknowledges that you personally appeared before them, you are who you say you are, and you signed a document in their presence. They are witness ONLY to your signature. Notaries are not privy to what the documents actually are, or what information they contain. They cannot ascertain whether or not you were under duress or whether you had control of your faculties. They merely witness your signature and can attest that it was actually you who signed.

No, a witness is not required. A notary is sufficient. In fact, it's usually a notary who sits in and is involved in the signing of mortgage documents during closings.
  Reply With Quote


Did you find this post helpful? Yes | No
Old 04-28-2018, 08:56 AM   #4
markharrisusa
Junior Member
Country:  
markharrisusa's Flag is: United States
 
Join Date: Apr 2018
Posts: 3
Default Re: Is Witness signature required in mortgage documents by NJ law

I inform you that it is a common practice to have a witness to the mortgage document. This serves the purpose to prove the mortgage terms. Documents needs to be signed by notary public it serves the purpose as he is acting as a witness to the agreement. Hence, notary public is sufficient. Rai's Mobile Notary will be your best notary public.
markharrisusa is offline   Reply With Quote


Did you find this post helpful? Yes | No
Old 04-28-2018, 12:14 PM   #5
goddessoflubboc
Top Level Member
 
goddessoflubboc's Avatar
 
Join Date: Nov 2011
Posts: 5,223
Default Re: Is Witness signature required in mortgage documents by NJ law

This thread is 8 years old. Please don’t necropost just to spam.
goddessoflubboc is offline   Reply With Quote


Did you find this post helpful? Yes | No
Reply

Bookmarks

Tags
None

This thread has 4 replies and has been viewed 5232 times


Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes Rate This Thread
Rate This Thread:


Posting Rules
You may not post new threads
You may post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump

Similar Threads

Thread Thread Starter Forum Replies Last Post
Does will need witness signature? Jelly Wills, Trusts, Estates 3 03-17-2015 10:54 PM
Certification Required? -- Paralegal Business, Legal Documents Unregistered Starting a Business 1 12-13-2010 06:31 AM
Nonparty required to produce documents? Unregistered Civil Litigation 2 07-17-2010 10:32 AM
My mother is on all of the documents for the mortgage and taxes erinm Wills, Trusts, Estates 6 01-07-2010 02:29 PM
Fired from a hourly retail job in Ohio... Is signature required? Unregistered Hiring, Firing, Wrongful Termination 3 01-02-2007 06:59 PM




All times are GMT -4. The time now is 05:05 AM.


Use of the Forums is subject to our Disclaimer. Copyright 2009-2018 by LegalJunkies.com