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Old 02-01-2018, 01:43 PM   #11
adjusterjack
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Default Re: Is there any law that limits making two claims?

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Originally Posted by Wenton2 View Post
Some policies give you 2 or 3 days and some as long as 14.
I personally have never heard of any auto policy allowing more than 14 days.
In 35 years in the insurance industry I've never heard of any policy specifying the number of days.

Read yours and you are likely to find that, in the section Duties After an Accident or Loss, it says:

"We must be notified promptly of how, when and where the accident or loss happened."

The word promptly is used several times in that section and is standard wording throughout the industry.

Promptly is, of course, subject to interpretation but the best bet for anybody is to report the accident at the earliest possible moment that circumstances allow.
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Old 02-01-2018, 11:17 PM   #12
Highwayman
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Default Re: Is there any law that limits making two claims?

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Originally Posted by adjusterjack View Post
In 35 years in the insurance industry I've never heard of any policy specifying the number of days.
Obviously Wenton2 is more of an insurance expert than you are Jack.
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Old 05-30-2018, 06:18 AM   #13
Danieltaylor
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Default Re: Is there any law that limits making two claims?

If you are going to the insurance agent then not disclose any information before consulting with a personal injury attorney.
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Old 05-30-2018, 01:44 PM   #14
adjusterjack
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Default Re: Is there any law that limits making two claims?

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In 35 years in the insurance industry I've never heard of any policy specifying the number of days.
Chomp, chomp, I'm eating my words.

In just the past week I read (on another site) about a policy that had a 30 day reporting limit and the insured's claim was denied when he reported the accident months later due to a subrogation claim by the other driver's insurance company. His own company denied the claim.

All the more reason to read your insurance policy WHEN YOU GET IT.
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Old 05-30-2018, 01:45 PM   #15
adjusterjack
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Default Re: Is there any law that limits making two claims?

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If you are going to the insurance agent then not disclose any information before consulting with a personal injury attorney.
Again?

You are clueless.
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