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Old 07-06-2017, 06:21 AM   #11
CharlesCampbell
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Default Re: Renter's insurance and flooded wood floors

Hey Canady6. In general terms, renters insurance protects your belongings on your renter property. When renters insurance is applied to you. Your renters policy will state exactly what you're insured against. In the insurance world, it's known as "named peril" coverage. And it include: fire or lightning, windstorm, smoke, vandalism or malicious mischief, theft, accidental discharge of water, some other common loss types. Though according to this, in your situation it must work, but that depends on your policy in last. So better contact your insurance company for more details. My friend Thomas, has also encounter one such similar situation recently, and he got his all damage covered by his renters insurance Boca Raton. Hopefully, it will also work to get clear with your situation.
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Old 07-12-2017, 04:56 AM   #12
Canady6
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Default Re: Renter's insurance and flooded wood floors

Thank you everybody. It is very helpful.
I am still working through the issues with the insurer but I will keep you up to date.
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Old 03-22-2018, 01:29 AM   #13
JamieJackson
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Default Re: Renter's insurance and flooded wood floors

Hey, I agree with you CharlesCampbell, the renters insurance has the specific coverage that includes the water damages. You can review your policy coverage with the assistance of experts.
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Old 04-04-2018, 08:26 AM   #14
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Default Re: Renter's insurance and flooded wood floors

I had a washing machine leak on the second floor of the house, and it flooded the entire first floor, and my insurance repaired and replaced it all. Just FYI.

The water was running down through the light fixtures, it was a mess.
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Old 04-04-2018, 10:11 AM   #15
adjusterjack
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Default Re: Renter's insurance and flooded wood floors

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Originally Posted by JamieJackson View Post
Hey, I agree with you CharlesCampbell, the renters insurance has the specific coverage that includes the water damages. You can review your policy coverage with the assistance of experts.
The renters policy does cover the water damage to the insured's personal property but not to the structure of the rental.
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Old 04-04-2018, 10:12 AM   #16
adjusterjack
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Default Re: Renter's insurance and flooded wood floors

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Originally Posted by Unregistered View Post
I had a washing machine leak on the second floor of the house, and it flooded the entire first floor, and my insurance repaired and replaced it all. Just FYI.

The water was running down through the light fixtures, it was a mess.
If you own the home and have a homeowners policy then, yes, water damage to your dwelling is covered.
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Old 05-02-2018, 04:31 AM   #17
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Default Re: Renter's insurance and flooded wood floors

Is there any way an insurer could deny a flooding caused by the water hose leaking at the connection to the washing machine.

Our house was also flooded pretty badly. They will cover that right?
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Old 05-02-2018, 02:15 PM   #18
adjusterjack
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Default Re: Renter's insurance and flooded wood floors

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Is there any way an insurer could deny a flooding caused by the water hose leaking at the connection to the washing machine.

Our house was also flooded pretty badly. They will cover that right?
Probably.

Ask your insurance company.
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