Legal Junkies Forums

#1 Community for Legal Questions and Answers

 
Go Back   Legal Junkies Forums > BUSINESS and FINANCE LAW > Other Business and Finance Law Issues > Credit Cards, Banking, Securities

Register FAQ Tags Members List Social Groups Search Today's Posts Mark Forums Read Layout

Notices


Reply

 

Thread Tools Search this Thread Rating: Thread Rating: 10 votes, 5.00 average. Display Modes
Old 05-16-2018, 12:42 AM   #321
Dontyouworry
Top Level Member
Country:  
Dontyouworry's Flag is: United Arab Emirates
 
Dontyouworry's Avatar
 
Join Date: Jun 2017
Posts: 869
View Member's Facebook Profile
Default Re: I am a defaulter of Credit Card in UAE - Can I travel via any other GCC?

Electronic Bail Instead of Passport in Dubai

Gulf News-Dubai: A newly launched smart initiative by Dubai Police in Jabel Ali Police Station enables the suspects involved in certain misdemeanors to keep their passports in their control and not have them seized by prosecutors.

Suspects, who involve in particular offenses, can start obtaining an electronic bail without having to keep their passports or those of their guarantors in the possession of the Dubai Public Prosecution as per the ‘Smart Bail’ initiative, Prosecutor General Ali Humaid Bin Khatem told Gulf News on Monday.

Offense cases

The service applies on suspects involved in misdemeanor cases of crimes such as bounce cheques, cursing/insulting, breach of trust, drinking alcohol, assault and petit embezzlement and thefts and other minor offences.

As per the smart bail, the suspects will not be asked to give up their passport but they will not be allowed to leave the UAE. This initiative acts as an ‘electronic guarantee’ that the suspect attends the prosecution’s investigation or the trial.
__________________
UAE Debt Solutions
Dontyouworry is offline   Reply With Quote


Did you find this post helpful? Yes | No
Old 05-16-2018, 08:32 PM   #322
Dontyouworry
Top Level Member
Country:  
Dontyouworry's Flag is: United Arab Emirates
 
Dontyouworry's Avatar
 
Join Date: Jun 2017
Posts: 869
View Member's Facebook Profile
Default Re: I am a defaulter of Credit Card in UAE - Can I travel via any other GCC?

Abu Dhabi launches 'one-day judicial system' for
minor cases


A new one-day court initiative launched in Abu Dhabi on Sunday to speed up the judicial process and ensure straightforward cases are dealt with as quickly as possible.
The one-day court began as a pilot last April and has already ruled on 2,443 criminal and misdemeanor cases, 65 labour cases and 205 civil and personal disputes.
A specialised judge in each Abu Dhabi court will now receive one-day court cases allocated by the public prosecution. In Al Ain and the Western Region, all judges are able to rule on cases that have been classified as one-day court material during regular hearings.
Eligible cases range from tourist offences to cross dressing, fights and civil disputes to traffic offences. It was also cover inheritance, delivering a child to his or her custodian, lifting a travel ban, municipality offences, immigration violations, bounced cheques and illegal alcohol consumption and possession.
Head of judicial inspection at the Abu Dhabi Judicial Department, Ali Al Shaer, said the trial period allowed the department to test the efficiency of the project and refine the rules.

A major challenge, he said, was with civil cases because they cannot be processed until the other side has been served, or notified.
"Once he or she is served, even if they don't attend we can proceed with the case. But if they have not been served, the ruling would be invalid."
Mohammed Al Shibli, head of the prosecutions department at ADJD, said it is essential that the judicial process for certain types of cases is sped up and hence that they are referred to the one-day court.
An important example, he said, is for cases involving tourists: "The tourist stays in the country for a limited period of time, and therefore it is important to resolve their cases quickly."
The new one-day court also aims to reduce the effort and money spent on imprisoning defendants in straightforward cases – cases where all the necessary factors, evidence and details are ready to be presented and that don't require further investigations or expert reports.
"Imprisoning defendants in such cases for a long time [while they await trial] is an unnecessary financial and security burden," Mr Al Shibli said.

ADJD, said labour courts heard 9,828 minor cases – claims for amounts that are less than Dh500,000 – last year. This year, he expects between 2,000 and 3,000 of them to be heard at the one-day court.
The ADJD initiative follows a similar move by RAK courts last February, which introduced the country’s first one-day courts handling civil and commercial cases that involve claims of up to Dh20,000.
Dubai courts followed a month later by introducing the one-day misdemeanor court, with one judge settling 6,000 cases in just over seven weeks.
Mr Al Shibli said Abu Dhabi's initiative is, however, more inclusive because it is in the form of a “one-day judicial system” and is not limited to specific courts or cases.
Dontyouworry is offline   Reply With Quote


Did you find this post helpful? Yes | No
Old 05-21-2018, 11:17 AM   #323
Unregistered
Guest
 
Posts: n/a
Default

I lost my job in UAE and left the country back to UK when my visa was canceled by my employer in August 2017. I have credit card debt across 3 banks totalling 90,000dhs. I had settlement agreement on one card which was 50,000dhs but since have personal reasons which I cannot keep up with my payments and the bank is refusing restructuring. I have kept payments for past 5 months but cannot do so any longer past this month.
I have read the new fine system, is it better to find an impossible solution of mine (paying an arm and leg through struggle to keep up the payments possibly through borrowing) or just let them file cheque and let it bounce to pay fine?
I don’t have any plans in near future to go to UAE, but considering work travel it is highly likely I may transit through Dubai. Hence, I would like to clear this debt in the likely situation I do transit. Can I get a friend to pay this fine for me through a police station? Or must I wait till transitting through the city, getting detained, put through jail and wait for a hearing to pay the fine? I would likely be traveling with colleagues and don’t want that embarrassment of airing my financial situation so I’d much prefer to have this dealt with without getting detained and held up!

Also since I have 3 cards, is it separate fine for each?

Please advise thank you so much
  Reply With Quote


Did you find this post helpful? Yes | No
Old 05-21-2018, 02:16 PM   #324
Dontyouworry
Top Level Member
Country:  
Dontyouworry's Flag is: United Arab Emirates
 
Dontyouworry's Avatar
 
Join Date: Jun 2017
Posts: 869
View Member's Facebook Profile
Default

Quote:
Originally Posted by Unregistered View Post
I lost my job in UAE and left the country back to UK when my visa was canceled by my employer in August 2017. I have credit card debt across 3 banks totalling 90,000dhs. I had settlement agreement on one card which was 50,000dhs but since have personal reasons which I cannot keep up with my payments and the bank is refusing restructuring. I have kept payments for past 5 months but cannot do so any longer past this month.
I have read the new fine system, is it better to find an impossible solution of mine (paying an arm and leg through struggle to keep up the payments possibly through borrowing) or just let them file cheque and let it bounce to pay fine?
I don’t have any plans in near future to go to UAE, but considering work travel it is highly likely I may transit through Dubai. Hence, I would like to clear this debt in the likely situation I do transit. Can I get a friend to pay this fine for me through a police station? Or must I wait till transitting through the city, getting detained, put through jail and wait for a hearing to pay the fine? I would likely be traveling with colleagues and don’t want that embarrassment of airing my financial situation so I’d much prefer to have this dealt with without getting detained and held up!

Also since I have 3 cards, is it separate fine for each?

Please advise thank you so much
If you have no more plans to work in the UAE in future then it would be better to let the bank file a case to get court fine as judgement again you. There are different ways to close the case, one by getting held in the airport, second is by waiting to get a judgement in absence which you would have to wait for atleast 5 months, once the judgement is issued in absence you can issue POA to any lawyer and then he/she can pay the fine on your behalf and the last one would be if you cannot wait for the cases to get heard in absence after 5 months, you need to issue a POA to a lawyer and he/she would represent to open up your case and get fine as a judgement on your behalf and then pay the fine through the same lawyer. Each option would cost you with variance and yes for every card it is a separate cheque and for every seperate cheque it is a seperate case.
Dontyouworry is offline   Reply With Quote


Did you find this post helpful? Yes | No
Old 05-21-2018, 11:44 PM   #325
Unregistered
Guest
 
Posts: n/a
Default Re: I am a defaulter of Credit Card in UAE - Can I travel via any other GCC?

@Dontyouworry, thank you so much for your advice!
You mentioned 3 options, of which I am in no hurry to close the cases as I have no immediate plans to transit dxb, so 2 options are applicable:

1- First option is pay fine via Transit through dubai. Is this a simple procedure that takes less than 10 minutes by paying the fine on the spot or at a counter inside the airport (whether i am either transitting or stopping over for 24 hours)? Or is this a lengthy, troublesome procedure where I will be detained, arrested and taken to a police station?

2- You mention having the matter heard in court in absence. Will it simply be heard in absence by default if i ignore the notice and simply not show up?
Since i'm not inside UAE how will I know the details of the case such as case number, court date, outcome of judgement in court etc?
You also mentioned a lawyer POA, must it be a lawyer (rough estimate cost?) or can i appoint anyone with my POA consent to pay the fine for me?

To confirm, after the fines is paid, is the travel ban lifted, the debt forgiven (banks will no longer chase you) and will not affect any future entries inside UAE after?

Thank you so much, highly appreciate it!!
  Reply With Quote


Did you find this post helpful? Yes | No
Old 05-24-2018, 03:47 AM   #326
Unregistered
Guest
 
Posts: n/a
Default

Quote:
Originally Posted by Dontyouworry View Post
Electronic Bail Instead of Passport in Dubai

Gulf News-Dubai: A newly launched smart initiative by Dubai Police in Jabel Ali Police Station enables the suspects involved in certain misdemeanors to keep their passports in their control and not have them seized by prosecutors.

Suspects, who involve in particular offenses, can start obtaining an electronic bail without having to keep their passports or those of their guarantors in the possession of the Dubai Public Prosecution as per the ‘Smart Bail’ initiative, Prosecutor General Ali Humaid Bin Khatem told Gulf News on Monday.

Offense cases

The service applies on suspects involved in misdemeanor cases of crimes such as bounce cheques, cursing/insulting, breach of trust, drinking alcohol, assault and petit embezzlement and thefts and other minor offences.

As per the smart bail, the suspects will not be asked to give up their passport but they will not be allowed to leave the UAE. This initiative acts as an ‘electronic guarantee’ that the suspect attends the prosecution’s investigation or the trial.
__________________
UAE Debt Solutions
Hello, I left uae long back, I’ve a personal loan from a bank amounting 220,000 AED ( now they ask for 240,000 AED)
and a credit card from the same bank 30,000 AED ( now they ask for 140,000 AED)
and another loan from another bank 200,000 AED ( now they ask for 275,000 AED)
So the total I took was 450,000 AED and now they ask for 655,000 AED!!!
The banks threats with Interpol case in my country of residence and to bring back to uae to jail!
I read somewhere here in this forum that if the debt amount is over 500,000 AED an Interpol case will be filed and the defaulter will be caught in any airport all around the world. The amount I took was less than 500,000 AED but it came to more than 600,000 AED now with the interests, so will the bank file the case with the original amount or with the interest? And would the banks join the cases together? And regarding the fines, they are only to amount up to 200,000 AED, so can I pay the fine for the loan of 200,000 AED or not because they ask for 275,000 Aed?
I am so stressed with all the threats I keep in receiving from Tahseel they even stalk me on social media!
Thank you for your help in advance
  Reply With Quote


Did you find this post helpful? Yes | No
Old 05-27-2018, 05:01 AM   #327
Dontyouworry
Top Level Member
Country:  
Dontyouworry's Flag is: United Arab Emirates
 
Dontyouworry's Avatar
 
Join Date: Jun 2017
Posts: 869
View Member's Facebook Profile
Default

Quote:
Originally Posted by Unregistered View Post
@Dontyouworry, thank you so much for your advice!
You mentioned 3 options, of which I am in no hurry to close the cases as I have no immediate plans to transit dxb, so 2 options are applicable:

1- First option is pay fine via Transit through dubai. Is this a simple procedure that takes less than 10 minutes by paying the fine on the spot or at a counter inside the airport (whether i am either transitting or stopping over for 24 hours)? Or is this a lengthy, troublesome procedure where I will be detained, arrested and taken to a police station?

2- You mention having the matter heard in court in absence. Will it simply be heard in absence by default if i ignore the notice and simply not show up?
Since i'm not inside UAE how will I know the details of the case such as case number, court date, outcome of judgement in court etc?
You also mentioned a lawyer POA, must it be a lawyer (rough estimate cost?) or can i appoint anyone with my POA consent to pay the fine for me?

To confirm, after the fines is paid, is the travel ban lifted, the debt forgiven (banks will no longer chase you) and will not affect any future entries inside UAE after?

Thank you so much, highly appreciate it!!
You can email us to contact@uaedebtsolutions.com for all such detailed information.
Dontyouworry is offline   Reply With Quote


Did you find this post helpful? Yes | No
Old 05-31-2018, 05:49 PM   #328
Memalikmalik
Junior Member
Country:  
Memalikmalik's Flag is: Pakistan
 
Join Date: May 2018
Posts: 3
Default

Quote:
Originally Posted by Dontyouworry View Post
You can enter Bahrain without any issues if the bank has not filed a fraudulent case aga you which is updated throughout GCC. Usually banks only fine a cheque dishonor case which will ne only valid in the UAE. If you want to be sure if there is no fraudulent case filed on you then you need to have a case check done.
I have checked i have outstanding criminal case in uae for bounced cheque. Can i go to bahraim
Memalikmalik is offline   Reply With Quote


Did you find this post helpful? Yes | No
Old 06-01-2018, 04:23 AM   #329
Dontyouworry
Top Level Member
Country:  
Dontyouworry's Flag is: United Arab Emirates
 
Dontyouworry's Avatar
 
Join Date: Jun 2017
Posts: 869
View Member's Facebook Profile
Default

Quote:
Originally Posted by Memalikmalik View Post
I have checked i have outstanding criminal case in uae for bounced cheque. Can i go to bahraim
Depends on the case intensity and the cheque bounce amount.
Dontyouworry is offline   Reply With Quote


Did you find this post helpful? Yes | No
Old 06-01-2018, 04:50 AM   #330
Memalikmalik
Junior Member
Country:  
Memalikmalik's Flag is: Pakistan
 
Join Date: May 2018
Posts: 3
Default

Quote:
Originally Posted by Dontyouworry View Post
Depends on the case intensity and the cheque bounce amount.
So what should i do. Is their any chance to go directly to bahrain without transit to UAE. Or they can catch me even at bahrain airport.
All i can say is i am hell confused with my situation
Memalikmalik is offline   Reply With Quote


Did you find this post helpful? Yes | No
Reply

Bookmarks

This thread has 349 replies and has been viewed 231564 times


Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes Rate This Thread
Rate This Thread:


Posting Rules
You may not post new threads
You may post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump

Similar Threads

Thread Thread Starter Forum Replies Last Post
UAE Credit Card Defaulter -- (Abu Dhabi Banks) naaaddd Credit Cards, Banking, Securities 26 05-16-2018 08:33 PM
I am credit card defaulter at UAE scd Debt Collection 2 10-11-2014 06:33 AM
I am credit card and loan defaulter from UAE Unregistered Debt Collection 5 09-24-2014 05:53 AM
Me a loan and credit card defaulter need help Ramados Other Immigration Law and Visas 4 08-12-2014 12:02 AM
uae credit card defaulter (its about 8 years ago) qqdn Credit Cards, Banking, Securities 2 03-23-2014 08:37 PM




All times are GMT -4. The time now is 02:47 AM.


Use of the Forums is subject to our Disclaimer. Copyright 2009-2018 by LegalJunkies.com