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Old 04-05-2017, 04:08 AM   #1
sinjie
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Question Online loans -- Doctor Cash

Good afternoon po!

Ako po si sinjie, at gusto ko po sanang humingi ng payo at tulong sa inyo.

Ako po ay nakapagloan sa Doctor Cash, isang online loan financial assistance at yung huling loan ko po ay nung nakaraang March 2016.

Nagrant naman po at nagamit ko po sa pagpapagamot ng aking Ina. Bagamat hindi po ako naka-comply sa 30days policy nila sa pagbabayad dahil sa hindi po inaasahang kagipitan at problemang financial. Nag-advise po ako thru email sa nasabing financing company na hindi pa po ako makakabayad at nabanggit po nila na mapapatawan ako ng halagang P100 pesos per day para sa halagang P10,000 na hiniram ko po sa kanila.

Dumating na po sa pagkakataon na mag-isang taon na po ako hindi nakabayad dahil natigil po ako sa trabaho at kakapasok ko lang po ulit. Meron pong several collection agencies na nakipag ugnayan sa akin at nitong nakaraang buwan ng Enero or Pebrero, naitawag ko po ulit sa Doctor Cash office na hindi pa po ako makakabayad at inaayos ko pa po ang mga finances ko. At accoring po sa Doctor Cash, umaabot na daw po sa halagang P70,000 un loan ko na hiniram..Originally, ang hiniram ko lang po ay P10,000.00

Pero as of yesterday po, April 4, meron po akong natanggap na text mula sa isang cp number at ito po ang sinabi....


METROPOLITAN TRIAL COURT Name: ___(confidential po muna sana)__
Expect our official commo to issue your COURT ORDER (APRIL 5.2017) together with Sheriff and pnp to issue Writ of Preliminary Attachment to garnish your real and personal property at___(confidential po muna sana)_violation of Rep. Act 8484 under Article 315 and Art. 354
Please be inform for your voluntary surrender to avoid commotion at your area.
Call this no for the grounds and details
Prosecutor .Alexander Yap (contact number)

Iyan po ang natanggap kong message at lubos po akong nababahala.. Willing po ako i-settle ng paunti-unti pero hindi ko po kakayanin ng biglaan. At sana po wag naman po ako icharge ng malaki at yung tama lang po sana sa batas..

Salamat po at sana po matugunan nyo po ang aking problema.

God bless po and Mabuhay po kayo!

Sinjie
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Old 04-05-2017, 04:09 AM   #2
sinjie
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Default Re: on line loans

Pls...help me thanks so much Godbless

Sinjie
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Old 04-05-2017, 05:18 PM   #3
sandra DD7
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Default Re: on line loans

This message looks like it may not be real and there may be no court action.
Call the court and see if an action is officially in the court. If so, let us know.

The language looks suspicious frankly.

It might be just to scare you into overreacting.
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Old 04-05-2017, 10:07 PM   #4
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Question Re: Online loans -- Doctor Cash

paano po kung hindi po nakikipagusap mismo c doctorcash doon sa client? ganun din po kasi un ka-ofcmate ko..tinuturo nila dun sa collecting agency na nanghaharrass sa kanila..ano po magandang gawin? puede po ba magsama ng abogado sa opisina ni doctorcash para ayusin doon once and for all? tnx
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Old 04-06-2017, 04:07 PM   #5
CHAR
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Default Re: Online loans -- Doctor Cash

You may get more response in English
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Old 05-11-2017, 05:16 PM   #6
Tony boy
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Default Re: Online loans -- Doctor Cash

Hi Sinjie.. Ano na po nangyari sa case nyo with doctor cash? Nagfile po ba talaga sila ng case sa court?
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Old 06-03-2017, 06:09 AM   #7
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Pa advise po kung ano status nito. Same situation po. 8k loan last april 2016, now 76k. Nagbayad po ako ng 15k as soon as natanggap ko ung text. Sabi po ni ippull out daw po yung case pag nakapag partial ako ng 30k agad agad. Pano po ba ito?
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Old 06-12-2017, 08:11 AM   #8
Tony boy
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Quote:
Originally Posted by Unregistered View Post
Pa advise po kung ano status nito. Same situation po. 8k loan last april 2016, now 76k. Nagbayad po ako ng 15k as soon as natanggap ko ung text. Sabi po ni ippull out daw po yung case pag nakapag partial ako ng 30k agad agad. Pano po ba ito?
Nagpunta ko sa pasig rtc and mtc wala daw nakafile na case. This is harrassment.
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Old 06-13-2017, 09:01 PM   #9
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Unhappy Re: Online loans -- Doctor Cash

I just want to share that one of my friend also encounter the same scenario, here is the exact text forwarded to him as of this morning:

"For your serious consideration and guidance, the written 'DEMAND for payment, SMS to your declared mobile number, private messages, field visits and all other means of communication made for the settlement of your due and demandable obligation to our client DOCTOR CASH, have been unjustifiably and maliciously ignored, hence, our said client has FINALLY DECIDED to possibly file in court the appropriate COMPLAINTS against you.
Should the foregoing be brought in the small claims court, there is a possibility that the presiding judge may issue a writ of preliminary attachment, without notice and delay, cause the COURT SHERIFF to preliminary, LEVY, ATTACH, or SEIZE your real and/or personal properties or GARNISH your salaries and/or bank deposits not to mention possible violation of the ff:
1) Civil case for sum of money
2). Derogatory record to NBI
3) Blacklisting with the Credit Management Association of the Philippines (CMAP)

We are strongly advising you to contact tel 02 370 7062 should you still wish to show your good intention."

please help us to understand this text message, my friend had a hypertension when he received this and we are worried about him. he's always been harassed by different collection agency and threatening him. In all honesty, he even called the Doctor Cash office and he was declined to settle it in installment basis, they want to pay it in full amount. According to him, he got a loan of 10k last 2016 and due to pay in 13k after 30days, but he lost his job and ask for assistance from doctor cash, nobody replied to him even in email and text messages. after few months, he started to receive different threat from the collection agencies. hope anyone can help my friend. thank you and God bless!

wynona
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Old 07-11-2017, 10:17 AM   #10
Curiuos_Gee
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Default Re: Online loans -- Doctor Cash

I also received a text and email demand from Doctor Cash "agreement # 0019204, with a balance of Php 8,300.00 Despite our previous demands on your outstanding balance to our client Doctor Cash, you adamantly refuse to cooperate with us. In view of the foregoing, you are hereby given this FINAL DEMAND to pay in full your outstanding balance. Failure on your part to pay the aforesaid obligation within 24 hours shall constrain us to take the proper legal action to enforce the payment of your obligation. If we do not see any settlement within the given deadline, we will interpret your silence as an admission of your liability and we will proceed without further notice."

panay tawag nila kahit sinabihan ko na na wala pa ako pang bayad at willing naman ako na magbayad if ever may pera na ako kaso mapilit at hindi nakaka intindi. Now hindi ako sure pero nagpapakilala sila na taga isang Law Firm sila but when I checked the website of that Law Firm iba yung email address at phone numbers compared sa email address at phone numbers na nakalagay sa email nila sa akin kaya nagdududa ako.
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