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Old 03-17-2020, 03:45 AM   #1
Batman22
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Default Health insurance not covering coronavirus?

Is there any possibility that my health insurance plan would NOT cover a coronavirus illness or treatment? Would that even be legal?
I have kind of a basic plan but it covers most things I think?
Frankly it is not clear to me though.
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Old 03-17-2020, 10:09 AM   #2
adjusterjack
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Default Re: Health insurance not covering coronavirus?

It would be clear if you read your policy or plan booklet to see what's excluded. Or, call up the claims department. The phone number is in your insurance papers.

I can only guess that the coronavirus would be covered just as the flu would be covered.
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Old 03-17-2020, 12:44 PM   #3
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Default Re: Health insurance not covering coronavirus?

[I can only guess that the coronavirus would be covered just as the flu would be covered.]


That's exactly right.
Medically necessary treatment normally will be covered but of course deductibles if any would still have to be paid.
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Old 03-17-2020, 10:53 PM   #4
goddessoflubboc
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Default Re: Health insurance not covering coronavirus?

Which did you get first, the insurance or the virus? That’s just one question you have to look at.
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Old 03-18-2020, 07:39 PM   #5
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Default Re: Health insurance not covering coronavirus?

Yeah it will be covered. Don't worry.
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Old Yesterday, 09:00 AM   #6
Lexus
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Default Re: Health insurance not covering coronavirus?

A broad swath of the nation’s private health insurers has agreed to waive the charges for a coronavirus test for their members. But they have not committed to cover the cost of care for those sickened by the virus.
And while there is no specific treatment for the rapidly spreading infections, insurers have not expanded coverage for anyone, including the more seriously ill who need hospitalization. Almost all private health plans include hospital coverage, with patients in different plans left to pay different amounts of the bill, and that arrangement is intact in the era of covid-19, the disease caused by the virus.
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