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Old 02-11-2019, 11:39 PM   #1
megz
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Unhappy unpaid loan credit card in dunia finance

I need advice, I have loan and credit card in Dunia total amount around 79k. for almost 3 months now I didn't pay both card and loan. Now I received an email that its already legal case is on the process. I answered there email and calls. I always reply to them that I cannot pay any more. Due to the low salary.
I already explain to them that I'm receiving 5000 salaries and I'm paying to DUNIA almost 4200 for cards and loan for almost 1 year now. Many time I come personally and thru email, I request for reconstruction of my account but they keep on disapproving. and this January they told me they already stop this reconstruction of account.
Please advice me what should I do?
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Old 02-13-2019, 03:08 PM   #2
AFFA
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Default Re: unpaid loan credit card in dunia finance

I wish to inform you that in absence of payment of loan and credit card debt Dunia may take action for debt default. You may seek a new creditor which may take over your debt. Once agreement has been made then it may be altered only with the consent of both the parties.

AFF
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Old 02-14-2019, 01:38 AM   #3
Lexus
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Default Re: unpaid loan credit card in dunia finance

In this regard you should contact directly with the officials of the bank to settle the case or to restructure the repayment plan. You must show your willingness to repay the debt and request for a reasonable time for repayment. A direct talk will have its effect than emails and phone calls.
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Old 02-16-2019, 01:15 AM   #4
megz
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Default Re: unpaid loan credit card in dunia finance

Hi.. Affa.. first I have problem with my company its not listed in the bank.
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Old 02-16-2019, 01:19 AM   #5
megz
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Default Re: unpaid loan credit card in dunia finance

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Originally Posted by Lexus View Post
In this regard you should contact directly with the officials of the bank to settle the case or to restructure the repayment plan. You must show your willingness to repay the debt and request for a reasonable time for repayment. A direct talk will have its effect than emails and phone calls.
Sir, thank for the reply.. 3x go personally on their office they just take the required documents and after a day they will disapprove it.
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Old 02-16-2019, 01:28 AM   #6
megz
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Default Re: unpaid loan credit card in dunia finance

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Originally Posted by AFFA View Post
I wish to inform you that in absence of payment of loan and credit card debt Dunia may take action for debt default. You may seek a new creditor which may take over your debt. Once agreement has been made then it may be altered only with the consent of both the parties.

AFF
Sir, I was trying to take loan from other bank but the problem is my salary 5000 only and my company is not listed.
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