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Old 12-29-2018, 08:20 AM   #1
Soril
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Default Insuring your hands.

How does one go about insuring one's hands?
So eg if anything happens am insured since all income comes from my precise and detailed clock work done with my hands.
Is that a special company or do all insurers do that kind of thing?
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Old 12-29-2018, 11:03 AM   #2
adjusterjack
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Default Re: Insuring your hands.

There are two ways that come to mind.

1 - An accident policy that includes lump sum benefits for loss of limbs and/or extremities as a result of an accident. This type of policy is fairly easy to come by and can be purchased through a life and health insurance agent.

2 - But if you wanted to include disease and other causes along with accident, that's more specialized and you would have to purchase insurance through an insurance broker who represents "excess and surplus lines" insurance companies.

Famous examples of that kind of insurance come from Lloyds of London, the company that insured Betty Grable's legs and Jimmy Durante's nose.

Many modern celebrities have body parts insured for millions of dollars.

Google insuring body parts and you should come up with sources for that kind of insurance.
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Old 12-29-2018, 10:17 PM   #3
AFFA
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Default Re: Insuring your hands.

I wish to inform you that you may insure your hands with hands insurance. You may do that through a disability insurance policy. It is a policy that will pay you a monthly benefit if you become disabled, on or off the job, from a sickness, illness, injury, or accident, and you can no longer work or no longer work full time. It is a policy that is designed to protect your income.

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Old 12-31-2018, 09:03 AM   #4
Lexus
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Default Re: Insuring your hands.

Yes, you can insure your hands. There are a lot insurance policies that insure various parts of the body.
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Old 12-31-2018, 08:05 PM   #5
Highwayman
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Default Re: Insuring your hands.

Quote:
Originally Posted by Lexus View Post
Yes, you can insure your hands. There are a lot insurance policies that insure various parts of the body.
Why repeat what's already been said?
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