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Old 06-18-2018, 05:55 AM   #1
Oped
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Default Does wife's bankruptcy affect my potential BK

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My wife declared bankruptcy three years ago and I was not involved.

Can I now declare bankruptcy? Are there any restrictions due to a previous spouse having declared? Thank you!
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Old 06-18-2018, 05:07 PM   #2
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Default Re: Does wife's bankruptcy affect my potential BK

I wish to inform you that bankruptcy of your wife does not affect your right to have bankruptcy. Bankruptcy filed by your wife does not affect rights of your creditors nor your bankruptcy may affect any right of creditor of your wife. You can thus file bankruptcy.

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Old 06-19-2018, 04:04 AM   #3
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Default Re: Does wife's bankruptcy affect my potential BK

If a debt is created between you and another person that will not be affected by the bankruptcy status of your spouse and vice versa. So you can file bankruptcy without considering the fact that your wife is declared as bankrupt.
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Old 11-02-2018, 03:21 AM   #4
GeekJones
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Default Re: Does wife's bankruptcy affect my potential BK

If you file for bankruptcy without your spouse, it will typically not affect your spouse's credit. But if you have joint debts, the fact that you filed for bankruptcy to discharge the debt may appear on your spouse's credit report.
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Old 11-02-2018, 05:09 AM   #5
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Default Re: Does wife's bankruptcy affect my potential BK

And lots of married people DO have joint debts in one form or another.
Car, mortgage, insurance, credit cards with both names etc.
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Old 11-21-2018, 08:18 AM   #6
Hal1001
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Default Re: Does wife's bankruptcy affect my potential BK

Quote:
Originally Posted by Oped View Post
Texas

My wife declared bankruptcy three years ago and I was not involved.

Can I now declare bankruptcy? Are there any restrictions due to a previous spouse having declared? Thank you!
Did it myself after my spouse did, it was a piece of cake, no problems.
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